Car Shipping Protection Policy: Insurance Coverage
When shipping a vehicle, ensuring it’s fully protected during transit is crucial. This is where insured auto transport services come into play, providing peace of mind by offering comprehensive insurance coverage for your vehicle.
This type of protection safeguards your car from damage, theft, vandalism, or accidents that might occur during transportation.
What is Insured Auto Transport?
Insured auto transport guarantees that any issues that arise while your vehicle is being transported, whether it’s physical damage or vehicle theft, should be covered by the transport company’s insurance. This insurance ensures that the vehicle owner is not held financially responsible for repairs or losses during the shipping process.
Insurance Requirements by Law
Auto transport companies operating within the United States are required by the Federal Motor Carrier Safety Administration (FMCSA) to carry liability insurance. You, as a customer, are not required to have separate insurance to ship a vehicle. Instead, the transport carrier assigned to handle your vehicle is responsible for providing this coverage.
It’s important to request and review the insurance documents before shipping to fully understand the coverage limits and ensure your vehicle is adequately protected.
Is Your Car Insured While Being Shipped?
Yes, all authorized auto carriers must have cargo insurance to cover any potential damage during transport. The carrier’s insurance should be clearly documented, and you have the right to request these documents prior to pickup. Keep in mind that each policy varies, so it’s essential to confirm the amount and type of coverage provided. Always ask for this information in writing to avoid any misunderstandings.
How to Prove Damage Occurred During Transport
Before and after transport, the carrier driver will conduct a thorough inspection of your vehicle, which is documented in a vehicle inspection report. This report becomes part of the Bill of Lading (the official order receipt). It outlines the condition of your vehicle at pickup and delivery, serving as proof if any damage occurs during transport.
To safeguard yourself, assist the driver during both inspections. If you notice any pre-existing damage or issues that should be noted, make sure they are included in the report. Both you and the driver should keep a signed copy of this document as part of your records. If you need to file a claim, this report will be critical in proving that damage occurred during shipping.
Filing a Claim for Auto Transport Damage
If your vehicle arrives with damage, the first step is to document it immediately. Take clear, detailed photographs of the damaged areas. Compare these with the original inspection report to confirm the damage occurred during transit.
Next, contact the transport company and their insurance provider as soon as possible to begin the claims process. Provide the photos, inspection report, and any other relevant documentation. The company’s insurance should cover the costs of repairs if the claim is approved. Be sure to keep copies of all paperwork and communication for your records.
Final Thoughts and Advice
In summary, insured auto transport offers critical protection for your vehicle, and understanding the insurance coverage provided can give you peace of mind throughout the shipping process. Always verify the coverage details before your vehicle is picked up and ensure all inspections are properly documented.
References
For reliable car shipping services, contact Viceroy Auto Transport now!
